Boat Insurance

Boat Insurance

we understand that your boat is not just a vessel – it’s a gateway to unforgettable adventures on the open water. Whether you’re a passionate sailor, a dedicated angler, or a leisurely cruiser, our boat insurance services are designed to safeguard your maritime journeys, ensuring peace of mind every time you set sail.

Why Choose Our Life Insurance Services:

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Hull Coverage

Rest easy knowing that your boat’s physical structure is safeguarded against unexpected perils such as collisions, storms, and accidents. Our hull coverage provides financial support for repairs or replacements, getting you back on the water without a hitch.

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Liability Coverage

Your nautical escapades come with responsibilities. Our liability coverage ensures that you’re financially protected if your boat causes bodily injury or property damage to others. Cruise confidently, knowing you’re covered for unforeseen events.

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Medical Payments Coverage

Accidents can happen, even on the calmest waters. Our medical payments coverage ensures that you and your passengers receive proper medical attention in the event of an onboard injury. Focus on the voyage ahead while we take care of your well-being.

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Uninsured/Underinsured Boater Coverage

Not all sailors are as diligent as you are. In case of an accident involving an uninsured or underinsured boater, our coverage steps in to bridge the gap, ensuring you’re not left high and dry.

Boat insurance provides crucial protection for your watercraft and your financial well-being. It covers damage to your boat, liability for injuries or damage to others, and other unforeseen events that can occur on the water.
We offer insurance for a wide range of watercraft, including motorboats, sailboats, yachts, fishing boats, personal watercraft (PWC), and more. Contact us to discuss your specific vessel type.
Premiums are based on factors such as the type of boat, its value, usage, location, your boating experience, and selected coverage options. Safe boating practices and completing boating safety courses may also lead to discounts.
While boat insurance is not typically legally required, some marinas, lenders, and states may mandate insurance for certain situations. Even if not required, it's strongly recommended to protect your investment and mitigate risks.